who sees me quarterly to review my situation.
who listens, and understands what I want to accomplish.
who is knowledgeable in all areas of investment planning, retirement planning, taxes, estate planning, etc.
who is independent and able to draw from many investments, and hundreds of insurance companies (not a stock broker or insurance salesman who represents only one company)
who always remembers that itís my money and my life.
who is not a salesman, but an advisor, consultant and educator.
who gives me alternatives and explains them in terms I understand.
who is not pushy.